Friday, February 19, 2016
Negotiating with Real Estate Agents - Buyer or Seller
Negotiating with Real Estate Agents - Buyer or Seller
OK, maybe a tug of war image is overdoing it a little, but they say all life is a negotiation. When it comes to selling or buying a home, you can negotiate with the real estate professional. At least you can if they can. Huh? Most real estate agents are licensed under the supervision and responsibility of a broker. They get their instructions and business practices from that broker.
That doesn't mean that you can't negotiate with an agent who must get approval. But, get ready for some of that "used car" thing with "I'll have to check with my broker" thing. If the agent has certain latitude, it does make the process faster and easier. Let's look at both sides, first a home seller and then a home buyer.
http://flip.it/i9wP3
OK, maybe a tug of war image is overdoing it a little, but they say all life is a negotiation. When it comes to selling or buying a home, you can negotiate with the real estate professional. At least you can if they can. Huh? Most real estate agents are licensed under the supervision and responsibility of a broker. They get their instructions and business practices from that broker.
That doesn't mean that you can't negotiate with an agent who must get approval. But, get ready for some of that "used car" thing with "I'll have to check with my broker" thing. If the agent has certain latitude, it does make the process faster and easier. Let's look at both sides, first a home seller and then a home buyer.
http://flip.it/i9wP3
Mortgage delinquencies have plunged to pre-recession levels
Mortgage delinquencies have plunged to pre-recession levels
FA Insights is a daily newsletter from Business Insider that delivers the top news and commentary for financial advisors.
Mortgage delinquencies are down to pre-recession levels (FA Magazine)
Mortgage delinquencies are down to pre-recession levels, according to the Mortgage Bankers Association.
Analysts "attributed the better homeowner health to improvements in the job market and housing prices," reported Ted Knutson.
http://flip.it/Ua2ym
FA Insights is a daily newsletter from Business Insider that delivers the top news and commentary for financial advisors.
Mortgage delinquencies are down to pre-recession levels (FA Magazine)
Mortgage delinquencies are down to pre-recession levels, according to the Mortgage Bankers Association.
Analysts "attributed the better homeowner health to improvements in the job market and housing prices," reported Ted Knutson.
http://flip.it/Ua2ym
Thursday, February 18, 2016
Low Down Payment Loans Are Back
Low Down Payment Loans Are Back
A feature of the housing crisis is back.
Just because you haven’t saved up enough for a 20% down payment—or even 10%—doesn’t mean you’re locked out of the housing market.
In 2015, 26% of loans for home purchases were made with down payments of less than 10% of the home’s value, according to data released Thursday from RealtyTrac. That’s a 10% increase from 2014. In fact, the number of home owners who purchased homes with low down payments has been steadily increasing for the past five years.
http://flip.it/thBwzIn 2015, 26% of loans for home purchases were made with down payments of less than 10% of the home’s value, according to data released Thursday from RealtyTrac. That’s a 10% increase from 2014. In fact, the number of home owners who purchased homes with low down payments has been steadily increasing for the past five years.
8 homes that generate more energy than they consume
8 homes that generate more energy than they consume
Your future home could make electric bills a thing of the past, and even help you earn money in the process. Plus-energy homes are popping up around the world, generating more energy than they use, and can even be set up to sell excess energy back to the grid. Beautiful, energy efficient, and increasingly affordable, these dwellings are proving the viability of renewable energy over fossil fuel sources. We’ve rounded up eight plus-energy homes that can produce more energy than they need, with some so powerful that they can even light up the house next door.
http://flip.it/lhcLx
Your future home could make electric bills a thing of the past, and even help you earn money in the process. Plus-energy homes are popping up around the world, generating more energy than they use, and can even be set up to sell excess energy back to the grid. Beautiful, energy efficient, and increasingly affordable, these dwellings are proving the viability of renewable energy over fossil fuel sources. We’ve rounded up eight plus-energy homes that can produce more energy than they need, with some so powerful that they can even light up the house next door.
http://flip.it/lhcLx
Tuesday, February 16, 2016
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